Hello Greg Gancarz!


Today’s a pretty exciting day for us. Another super talented scientist, Greg Gancarz, has joined PointPredictive and he will lead our day to day analytic efforts and help us innovate for our customers.

Greg, originally from Massachusetts and an MIT and Boston University graduate, is no stranger to building advanced models on massive data sets. He’s spent the last 15 years working for analytic firms including HNC Software, FICO, and Opera Solutions building state of the art models with big data.

A key contributor to the worldwide rollout of FICO’s Falcon payment card fraud detection product, Greg has also created and delivered custom analytic solutions for clients in areas such as online banking, property insurance, and collections. Greg is named in several scientific patents for fraud, collections, and data visualization. A frequent traveler, Greg has enjoyed working with clients around the world and has often presented at user groups and conferences.

We’re thrilled to have Greg as our Principal Scientist. Greg’s expertise in neural networks and recommender systems as well as his experience leading analytic teams will be put to great use at PointPredictive as we continue to grow and develop novel analytic solutions, in the cloud, for our clients.

Welcome Aboard Greg!


Jim Baker Joins PointPredictive


Jim Baker is a great scientific mind. However, he is terrible at retiring. For the second time in less than a decade, Jim Baker has retired only to find himself back in another start-up.  You might question why someone would retire twice only to find themselves back in a start-up each time.  To answer that question you really have to know Jim. Jim loves to build things, to solve new problems and to help bring the San Diego Analytic community together. He has been an important mentor to many analytic scientists throughout the years.

Jim is a Pioneer in Analytics Across Multiple Industries

Tim and I started working with Jim Baker when he was at HNC Software (now FICO) managing the development of all Falcon credit and debit card models worldwide. Since Falcon protects over 2.5 billion cards across the globe, he had a tremendous responsibility and was instrumental in launching groundbreaking analytic models to the industry.

After HNC Software, Jim joined us at BasePoint Analytics and helped us launch scores of successful models and solutions in both the Mortgage and Debit industries. Jim was instrumental in helping to build and architect the cutting-edge modeling techniques that are used in those industries to this day.

It’s safe to say that the models that Jim has helped design and build are used millions of times daily whether they assess risk on credit card transactions or the likelihood of fraud on a mortgage loan.

Helping us Build a World Class Analytic Team

Our goal at PointPredictive is to build a world-class analytic capability with the smartest science and business people working together. We could think of no one better to help us make that a reality than Jim Baker. He is arguably one of the most respected and experienced Analytic minds in San Diego – which says a lot given the tremendous concentration of analytic talent here.

We are thrilled to have Jim with us (again).


Working with Joe


Tim and I first met Joe years ago when we were bringing the BasePoint Analytics fraud solution to the mortgage industry.  Joe was at Wells Fargo at the time and our analytic approach to solving mortgage fraud was quite new to the market.

To be honest, we felt that the old way of solving fraud problems by using rules-based alerts not based on scientific analysis were a thing of the past.  Being a huge proponent of analytics and science to solve business problems, Joe agreed. The rest is history. Well, not quite.

Joe has always been a believer in analytics

We ended up working with Joe on scores of projects over the years. Each time he would approach us with a new challenge, a new project to infuse analytics into every facet of operations. Each time we took on a new project with Joe we knew that it was going to be something new and cool. It helped that we shared the same fanatic enthusiasm to change the world with science. Joe is a true believer in the power of analytics; he always has been.

Serendipity and good timing

As luck would have it, Tim and I were busy researching for the next big business idea when Joe called. He wanted to start something new too. The timing could not have been better and the company took shape.

The Big Picture

Not only is Joe recognized as a pioneer in introducing analytics to the mortgage industry, he is also known as a driving force in joint ventures. For example, his work with Wells Fargo Ventures (WFV) resulted in a growth of that business to $25 billion annually.  His ability to create partnerships that make sense is something that is helping PointPredictive enter the new markets that make sense for us.

Joe’s ability to see the big picture and understand our customers is perhaps one of his biggest strengths. Having held Senior Executive positions in the corporate world, he has a sense of the real world problems that our customers face.  Not only can he get down in the nitty gritty of analytics but he can quickly help identify how those scientific techniques can help different industries thrive. We’re really lucky to be working with someone like Joe.

The Road Warrior

Perhaps the only downside for Joe is that he started up a company in Carlsbad, California, thousands of miles from Kansas City.  No worries though, he is racking up lots of frequent flyer miles as he finds himself in California nearly every week.   When he is not in California, you might find him on Skype – with Tim and I on one of our countless conference calls on any given day.

It’s great working with you Joe.


It’s Official – We’ve Launched

We announced our launch to the world today…”PointPredictive, Inc. launched today as a product innovator focused on providing organizations predictive science-based solutions for managing risk, providing new insight from available data and leveraging newer technology for faster deployment and enhanced user experiences. Created by entrepreneurs, executives and predictive solution veterans Tim Grace, Frank McKenna and Joe Jackson, the three PointPredictive founders address a growing market need for focused, creative, fast and results-driven expertise to design, build and deploy projects that leverage predictive science to solve today’s business challenges. Services and solutions include analytic-driven products for consumer lending, auto finance, mortgage, payment cards, real estate, and consumer rental markets.”

Check out our full press release here – Point Predictive Launch.


PointPredictive – The Name Really Says it All.


It’s time for something new. We’ve spent months analyzing, researching and planning and it’s finally here. We’re launching this week and we’re super excited about what this company represents for us.

We are PointPredictive

One of the first decisions you have to make when you start a company (which is actually pretty challenging) is to come up with a name for that company.  After thousands of names, we found one that was perfect – PointPredictive.  It just said it all to us: the approach that we would use to solve problems, the value we would provide to our customers and our fanatical belief that predictive analytics drive the most intelligent solutions.

We Help Clients Move Fast, Make it Smart

PointPredictive represents two things to us – Moving Fast and Making it Smart.  By moving fast, we mean giving our clients a team that they can rely on to get products and solutions to market quickly.  And when we say, “Make it Smart,” that’s all about delivering intelligent products that use data,  predictive sciences and state of the art technology to make that product beautifully intuitive to every person that uses it.

It’s Not Just Analytics, It’s Predictive Analytics

One reason we chose PointPredictive was to distinguish ourselves from a very popular type of analytics – Reporting Analytics.  What we do is different.  We use Predictive Analytics which relies on historic data to build models that can predict future events.  It’s an important distinction.  Predictive Analytics are forward looking, while Reporting Analytics are backward looking.  We’re all about using the past to help our clients predict what’s going to happen in the future so they can make more informed decisions.

We’re Ready to Tackle New Problems

The team at PointPredictive have worked together for many years.  When we founded BasePoint Analytics, which was later acquired by CoreLogic, we tackled the growing problem of rising Global Debit Card fraud and built predictive models that were used to score millions of transactions each day.  Then we launched the first ever Predictive Fraud Model for the mortgage industry that essentially changed the way that the industry used data and science.

It was truly groundbreaking and we are enormously proud of that accomplishment.  We don’t just talk about the awesome power of intelligent analytics.  We believe it and evangelize it in every industry and in every problem we tackle.

But it’s time for us to tackle new problems.  It’s time for us to use what we have learned from the past and apply it to the future.  Isn’t that really what Predictive Solutions are about?  I guess our name really does say it all.