2023: A Year in Review
2023: A Year in Review 
For Point Predictive, 2023 was a year of remarkable achievements, reinforcing our status as industry pioneers in the consumer lending technology sector.  LendTech of the ...
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From Legacy to Cutting-Edge: Overcoming Challenges in Credit Union Lending with Tech Solutions 
By Don Hoegg, Jr., Fintech Writer Mergers and acquisitions, accompanied by lending-oriented growth strategies, have been a boon for credit unions in recent years. As ...
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‘To The Point’ Bonus Episode: The Future of Fraud Detection w/ Justin Davis
On this episode of ‘To the Point’, our VP of Product Justin Davis dives deep into Point Predictive’s innovations from our Risk and Innovation Lab. ...
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Credential Stuffing
Frank on Fraud: How Credential Stuffing Attacks Target Carmakers
Frank McKenna, Point Predictive’s Chief Fraud Strategist and resident expert on fraud prediction, recently wrote about the risks of credential stuffing in the automotive industry ...
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Credit Invisible
How Point Predictive is a game changer for thin file and credit invisible consumers  
Traditional credit assessment models are unable to accurately assess the creditworthiness of millions of Americans. New tools help lenders serve this overlooked market. Traditional credit ...
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Could Social Media be Making You a Fraud Target? 
Many people view social media as an outlet to unwind and keep pace with social networks. But as you’re posting pictures on your handle and ...
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Ai+Ni: Powering the way for top-notch fraud detection and prevention
The past several decades have dramatically transformed how we do things, from taking pictures on a smartphone versus a camera to streaming movies instead of ...
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Getting Inside the Mind of a Fraudster: Why People Commit Fraud
Fraud is a serious crime and a deceptive act people commit for personal gain, often at the expense of others. According to the Federal Trade ...
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Frictionless lending: the Secret to Thriving in a Competitive Market
In the fast-paced world of personal finance, consumers are attracted to lenders who allow faster and more frictionless access to credit. In response, the landscape ...
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The Top 5 Ways Fraud Damages Lenders and Consumers–and How to Fight it
As fintech lending becomes more prevalent, fraudsters are taking advantage of the vulnerabilities in the digital space. We’ve explored the top 5 ways fraud affects ...
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