A Christmas Story – How Lenders Can Combat Seasonal Fraud
By Jay Anderson, VP of Product Delivery When Disney launched its streaming service, Disney+, I decided to purchase a subscription as a family Christmas gift. ...
READ MORE arrow
Revisiting the Boldest Dealer Fraud Scheme in Recent History
By Jay Anderson, VP of Product Delivery Taking a trip back to just before the pandemic, there was a news story that stood out to ...
READ MORE arrow
Fake Pay Stubs: Easy to make; cost lenders millions
By Justin Hochmuth, Fraud Consultant According to the 2022 Annual Fraud Report, income misrepresentation was responsible for more than $1.8 billion in loss exposure for ...
READ MORE arrow
Ghost of The Past: Could we see another mortgage crisis like 2008 next year?
By Jay Anderson, VP of Product Delivery The subprime mortgage crisis that occurred between 2007 and 2010 left a lasting impression on the financial system ...
READ MORE arrow
The Lake Mead Effect In The Current Mortgage Lending Environment
By Neal Shinkle, Fraud Consultant Mortgage Lending In a Time of Evaporating Volume By now we’ve all seen the pictures. Unnerving images of the mountains ...
READ MORE arrow
Smiling,Pretty,Young,Woman,Meets,Morning,In,The,Kitchen,And
Beyond Identity and Credit Risk: 12 Billion Unique Consumer Risk Insights
Consumer credit, whether loans, lines of credit, credit cards, mortgages, or buy-now-pay-later applications is a competitive and complex business. Well-qualified borrowers have many options available ...
READ MORE arrow
Recycling Employers On Applications Can Point To Systematic Fraud
By Justin Hochmuth, Fraud Consultant It’s common knowledge that borrowers who misrepresent their income, use fake employers, or supply forged paystubs are significant threats to ...
READ MORE arrow
Fraud for Need vs. Fraud for Greed
Fraud for Need vs. Fraud for Greed
Synthetic identities have been all the talk from a fraud risk perspective for lenders for decades , but not all synthetic identities result in losses ...
READ MORE arrow
6 Ways To Use the FCRA-Compliant AutoPass Score To Increase Your Auto Loan Automation
Lisa Verdon, Senior Fraud Consultant Point Predictive provides insight into auto lending fraud risk through the combination of a unique data consortium and artificial intelligence ...
READ MORE arrow
Helping Lenders Fund More Loans and Improve the Borrower Experience
Our mission is to help lenders fund more loans and streamline the lending process for borrowers. For too long, lenders have required applicants to jump ...
READ MORE arrow