Mortgage Lending

Risk Management
Challenge

Mortgage Lenders continue to grapple with the problem of mortgage fraud and risk. While facing renewed regulatory pressure combined with consumer demands for expedited processing, knowing which applications to slow down for fraud/risk review becomes more and more critical.

Our Approach

Our approach to providing mortgage fraud detection tools is to provide our groundbreaking predictive analytics and consulting services to mortgage lenders to help them understand the real risk of each application.  Additionally, we integrate with the lender’s internal data and with third party data sources, where possible.

Solution

The Mortgage Lending Solution leverages a comprehensive fraud model which provides accurate detection of both fraud and early payment default risk.  Models leverage Hybrid Analytic techniques which combine the power of a lender’s own data with a fraud consortium