In 2020, fraudsters took advantage of pandemic-associated vulnerabilities such as limited verification and ease of creating fictitious businesses. Employment fraud is a scheme that rose ...

How can lenders more quickly book low fraud risk loans? It may require a mindset you haven’t considered. Consider this: At some point in your ...

Fraudsters go from lender to lender, exploiting even the smallest gaps in controls. But unfortunately, there’s no single point of entry. It could be a ...

Purpose-built, robotic automation brings an “always-on” aspect to fraud pattern detection. SAN DIEGO – BUSINESSWIRE – June 15, 2021 – Point Predictive, the San Diego-based ...

What is Geographic Risk and Why Should I Care? Certain geographic regions contain active fraud rings that find easy money through synthetic identities, stolen identities, ...

What Are Synthetic Identities? Synthetic identities are a combination of first name, last name, birth date, and social security number that have a credit history ...

Face it some fraud is going to happen, and it's not always the dealers fault. But how can lenders decide exactly when a ...

Employment Fraud – What Is It? Employment fraud (or employer fraud) is when an individual or group misrepresents their employment in one or more ways. ...

Straw Borrower Fraud – What Is It? A straw borrower is an individual whose name, social security number, and credit history are used to hide ...

Every January, Point Predictive’s Chief Fraud Strategy Officer, Frank McKenna, assembles his team to start the annual fraud report. They pore over our unique lender-contributed ...

Lingering effects of the pandemic economy and broad shifts in the risk environment pushed levels of application misrepresentation to new heights SAN DIEGO – BUSINESSWIRE ...

The risk of mortgage fraud tends to ebb and flow based on the economy, the real estate market, interest rates and changes in technology that ...

Point Predictive is the only data science company to host a world-class fraud risk consortium. By gaining access to numerous insights that your team would ...

Customer-focused student lender adopts a more efficient income assessment solution, improving the borrowing experience for students and co-signers. SAN DIEGO – (BUSINESSWIRE) – March 30, ...

Seeking a solution for fraud prevention, Elite Acceptance chose Point Predictive’s Auto Fraud Manager on the recommendation of a colleague. Because Point Predictive has a ...

Synthetic identity fraud involves manufacturing an identity using a mix of both real and fake information in order to obtain fraudulent loans and accounts. Over ...

As MidAtlantic Finance developed and improved their technology platform in order to strategically grow, Vice President of Lending Operations Michael Pereira determined that it was ...

Point Predictive’s unique data consortium gives me detailed fraud insights in my role as Senior Fraud Analyst. In recent months, I’ve been leaning heavily on ...

Artificial + Natural Intelligence™ technology streamlines auto finance company’s fraud risk management process, accelerating lending process for trustworthy borrowers SAN DIEGO (BUSINESSWIRE) – February 9, ...

Database of over 17 million unique employers with application and performance history offers broad coverage, high exact match rates, and simplicity required to easily evaluate ...

SAN DIEGO, CA (BUSINESSWIRE) – January 27, 2021 – Point Predictive, the San Diego-based company that provides machine learning solutions to the lending industry, today ...

Not even a global pandemic deterred fraudsters from seeking to exploit and capitalize on a distracted workforce and weakened economy.  The team of fraud analysts ...

Point Predictive Co-Founder and Chief Fraud Strategist Frank McKenna addressed the 24th Annual Non-Prime Auto Financing Conference, where he shared proprietary statistics and analysis of ...

SAN DIEGO, Calif — December 2, 2020 — Point Predictive Inc., the San Diego-based company that provides machine learning solutions to the lending industry, has ...