first time home buyer blog
Is now the toughest time in decades to be a First Time Homebuyer?
It’s a challenging time to be a first-time homebuyer. In many markets across the U.S. home inventory remains low and homes continue to receive multiple ...
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Point Predictive Announces Innovative Partnership with Provenir, Global Leader in AI-Powered Risk Decisioning Software
SAN DIEGO, May 10, 2022 /PRNewswire/ — Point Predictive Inc., the San Diego-based company that provides artificial intelligence (AI) solutions to lenders, announced today its strategic partnership with ...
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The Need for Speed
Auto Finance – The Need for Speed Is Growing
Automobile finance lenders face market pressures to expedite the lending process and improve the customer experience to remain competitive. Streamlining the underwiring process can also ...
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Mortgage Lenders Should Be Aware of Risky Credit Repair Activity That Is Often Hidden From View
The FTC is cracking back at the growing problem of credit washing and people filing false identity theft claims on their website. Today, they obtained ...
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Point Predictive Expands Executive Team with Focus on New Products and Enhanced Automation and Fraud Detection Capabilities
SAN DIEGO, March 31, 2022 /PRNewswire/ — Point Predictive, the San Diego-based company that provides artificial intelligence solutions to the lending industry, announced today that it is adding four new ...
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Point Predictive Releases Landmark Study Outlining a 260% Increase In Suspicious Auto Loan Applications
SAN DIEGO, March 18, 2022 /PRNewswire/ — Point Predictive Inc., the San Diego-based company that provides artificial intelligence solutions to lenders, today released its 2022 Auto Fraud Trends ...
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Point Predictive Joins Forces with Cloud Solutions Leader Inovatec in Rapid Expansion of Auto Lending Market
SAN DIEGO, March 8, 2022 /PRNewswire/ — Point Predictive, the San Diego-based company that provides artificial intelligence (AI) solutions to the lending industry, and Inovatec Systems Corp., a ...
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This Skyrocketing Type of Auto Loan Fraud is Flying Under-the-Radar
We’ve all seen the startling images online and on TV: brazen, smash-and-grab burglaries targeting retailers across the country. It’s no surprise these incidents catch our ...
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Point Predictive Partners with MeridianLink, Providing AI Solutions to the Auto Lending Process for nearly 2,500 Customers
SAN DIEGO, Calif – March 3, 2022 – Point Predictive Inc., the San Diego-based company that provides artificial intelligence solutions to lenders, announced today its ...
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Mortgage Risk Will Increase As The Market Tightens This Year
As kids, we all played musical chairs. It was an exciting, frantic game full of fun and laughter.  That is until you were the one left ...
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How Fake Tradelines Are Boosting Credit of Some Borrowers
Credit repair is a worthwhile endeavor for so many consumers. And thankfully, there are thousands of companies that are there to help them by educating ...
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The Slippery Slope: How Credit Repair Often Leads to Fraud
“The road to hell is paved with good intentions”. This could be the tagline for some segments of the credit repair industry. Credit repair often ...
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Point Predictive Identifies $1 Billion In Loan Application Fraud Tied to Fake Employers, Significantly Reducing Risks for Lenders
Point Predictive Inc., the San Diego-based company that provides machine learning solutions to the lending industry, announced today that its industry-leading fraud team has reached the ...
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Hidden in Plain Sight – How Fraud You See Is Often Just Part of the Story
Sometimes what you think your fraud exposure is, is just the tip of the iceberg To prove fraud in the court of law, you need ...
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The 5 Categories of Synthetic Identity Fraud Reveal Different Motivations
The hottest buzzword in the world of fraud prevention: Synthetic Identity Fraud. If you’ve recently scoured LinkedIn or read your favorite publication, you’ve probably seen ...
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Foursight Capital Selects Point Predictive’s Suite of Products to Deter Auto Loan Fraud and Deepen Trust Between Dealers and Lenders
Foursight Capital joins growing list of customers leveraging consortium-based machine learning solutions to accelerate origination volume growth and reduce losses due to misrepresentation and fraud ...
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2021 Auto Lending Fraud Sentiment Survey
Each year, Point Predictive formally surveys Consortium members to inquire about the achievements, challenges, and general outlook that automotive finance executives see within their organizations ...
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Point Predictive Unveils Case Manager & Rules Engine as Auto Finance Industry Enhances Automation and Digital Transformation
SaaS lending risk solution unifies AI fraud scores, alerts, review queue automation, rule writing, and full range of key operational metrics and actions specifically built ...
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Fast Money, Fast Fraud Scams
The law of supply and demand determines the price of goods. In other words, the higher the demand, the higher the price. While this can ...
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CIG Financial’s Partnership with Point Predictive Produces Eye-Catching Risk Separation
Premier specialty auto lender completes Point Predictive’s Auto Fraud Manager implementation that proves the power of sophisticated Ai+Ni fraud scores & operational fraud alerts. SAN ...
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Lobel Financial Clears a Path for Fast Funding and Robust Fraud Fighting in Partnership with Point Predictive
Full spectrum auto lender completes Auto Fraud Manager™ implementation that proves the power of sophisticated AI fraud scores and operational fraud alerts     SAN ...
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Employer Fraud is Exploding
In 2020, fraudsters took advantage of pandemic-associated vulnerabilities such as limited verification and ease of creating fictitious businesses. Employment fraud is a scheme that rose ...
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Streamline Low Fraud Risk Loans? Focus on Low-Risk Scores
How can lenders more quickly book low fraud risk loans? It may require a mindset you haven’t considered. Consider this: At some point in your ...
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“Layer Up” to Prevent Loan Losses
Fraudsters go from lender to lender, exploiting even the smallest gaps in controls. But unfortunately, there’s no single point of entry. It could be a ...
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