By Jay Anderson, VP of Product Delivery When Disney launched its streaming service, Disney+, I decided to purchase a subscription as a family Christmas gift. ...

By Jay Anderson, VP of Product Delivery Taking a trip back to just before the pandemic, there was a news story that stood out to ...

By Justin Hochmuth, Fraud Consultant According to the 2022 Annual Fraud Report, income misrepresentation was responsible for more than $1.8 billion in loss exposure for ...

By Jay Anderson, VP of Product Delivery The subprime mortgage crisis that occurred between 2007 and 2010 left a lasting impression on the financial system ...

By Neal Shinkle, Fraud Consultant Mortgage Lending In a Time of Evaporating Volume By now we’ve all seen the pictures. Unnerving images of the mountains ...

SAN DIEGO – October 27, 2022 – Point Predictive Inc., the San Diego-based company that provides artificial intelligence solutions to lenders, today announced the launch ...

SAN DIEGO – October 24, 2022 – Point Predictive Inc., the San Diego-based company that provides artificial intelligence solutions to lenders, today launched ConsumerCheck™. This ...

Consumer credit, whether loans, lines of credit, credit cards, mortgages, or buy-now-pay-later applications is a competitive and complex business. Well-qualified borrowers have many options available ...

By Justin Hochmuth, Fraud Consultant It’s common knowledge that borrowers who misrepresent their income, use fake employers, or supply forged paystubs are significant threats to ...

Synthetic identities have been all the talk from a fraud risk perspective for lenders for decades , but not all synthetic identities result in losses ...

Lisa Verdon, Senior Fraud Consultant Point Predictive provides insight into auto lending fraud risk through the combination of a unique data consortium and artificial intelligence ...

SAN DIEGO – August 30, 2022 – Point Predictive Inc., the San Diego-based company that provides artificial intelligence solutions, today launched BorrowerCheck™ for Dealers, the ...

Our mission is to help lenders fund more loans and streamline the lending process for borrowers. For too long, lenders have required applicants to jump ...

You’re hearing the term “customer experience” everywhere. The concept started in technology with Apple leading the way in how we experience music, phones, and computers ...

Honesty is the best policy. While almost all would agree with this in principle, in practice quite a few people leave this tenet behind when ...

By Justin Hochmuth, Senior Fraud Analyst and Margo Hoyt, Senior Fraud Analyst The pandemic, combined with expanding, accessible technology, has changed how consumers purchase cars. ...

SAN DIEGO – August 2nd, 2022 – Point Predictive, the San Diego-based company that provides artificial intelligence solutions, today launched its newest product, AutoPass™, which ...

SAN DIEGO – July 14, 2022 – Point Predictive, the San Diego-based company that provides artificial intelligence (AI) solutions, today announced that MidAtlantic Finance has adopted ...

By Jay Anderson, Senior Strategy Consultant The relationship between auto dealers and lenders is symbiotic. When lenders suspect that one or more dealership employees may ...

By Daniel Wolford, Fraud Consultant Building and fostering positive relationships between lenders and the dealerships initiating auto loan applications is one of the most important ...

By Justin Hochmuth, Senior Fraud Analyst at Point Predictive In January 2022, we announced that over 5,000 employers, totaling $1 billion in fraudulent application value, ...

Auto lender fraud operations teams need control and visibility to effectively and efficiently investigate and mitigate fraud risk. The right case management software helps auto ...

Our data scientists and fraud consultants are always looking for hidden patterns of fraud. We regularly analyze the millions of loan applications in our Auto ...

It’s a challenging time to be a first-time homebuyer. In many markets across the U.S. home inventory remains low and homes continue to receive multiple ...