From Legacy to Cutting-Edge: Overcoming Challenges in Credit Union Lending with Tech Solutions 
By Don Hoegg, Jr., Fintech Writer Mergers and acquisitions, accompanied by lending-oriented growth strategies, have been a boon for credit unions in recent years. As ...
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US Fintech Awards Winner
Point Predictive Wins LendTech of the Year at the 2023 US Fintech Awards
Sets a New Industry Standard for Faster and More Accurate Consumer Lending Decisions  SAN DIEGO, CA – November 7, 2023 – Point Predictive, the leader ...
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Types of First-Party Fraud
Understanding the Many Faces of First-Party Fraud
The world of lending is riddled with various forms of fraud, posing significant risks to lenders and distorting the financial ecosystem. Among these is first-party ...
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Ai
Frank on Fraud: 5 Reasons Why Artificial Intelligence Alone Is No Substitute for Fraud Expertise
Frank McKenna, Point Predictive’s Chief Fraud Strategist and resident expert on fraud prediction, recently wrote about the potential – and the limits – of AI ...
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Lauren Crossett Q&A
Q&A with Point Predictive Advisory Board Member Lauren Crossett
In June, Point Predictive announced that fintech veteran Lauren Crossett would be joining the firm’s advisory board. A few months later, we caught up with ...
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US Fintech Awards Finalists
Point Predictive’s First- and Third-Party Fraud Solution API for Fintech Named Finalist for Best Lendtech of the Year and Best Regtech of the Year at the 2023 US Fintech Awards
Award-winning Provider of AI and ML Fraud Solutions for the Consumer Lending Industry Leads the Lendtech and Regtech Packs Point Predictive’s First- and Third-Party Fraud ...
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‘To The Point’ Bonus Episode: The Future of Fraud Detection w/ Justin Davis
On this episode of ‘To the Point’, our VP of Product Justin Davis dives deep into Point Predictive’s innovations from our Risk and Innovation Lab. ...
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5 Takeaways from Point Predictive’s CarDealershipGuy Podcast 
Point Predictive’s Chief Fraud Strategist, Frank McKenna, recently sat down with CarDealershipGuy, host of the eponymous CarDealershipGuy podcast. Here are five key takeaways from their ...
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Criminal Fraud Ecosystem
‘To The Point’ Bonus Episode: Insights into the Criminal Fraud Ecosystem
In this bonus episode recorded at the Point Predictive 2023 Auto Lending Fraud Roundtable, Dr. David Maimon, professor at Georgia State University, examines the intricate ...
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Credential Stuffing
Frank on Fraud: How Credential Stuffing Attacks Target Carmakers
Frank McKenna, Point Predictive’s Chief Fraud Strategist and resident expert on fraud prediction, recently wrote about the risks of credential stuffing in the automotive industry ...
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Metro Jobbers Partnership
Metro Jobbers, Inc. Partners with Point Predictive to Stamp Out Auto Loan Fraud in the Detroit Metro Area
SAN DIEGO, CA – October 4, 2023 – Point Predictive, the leader in AI-powered fraud solutions for the auto lending industry, has joined forces with ...
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Front Lines of Auto Fraud
‘To The Point’ Bonus Episode: Dispatches from the Front Lines of Auto Fraud
In this bonus episode recorded at the Point Predictive 2023 Auto Lending Fraud Roundtable, Sgt. Darren Schlosser of the Houston Police Department Auto Theft Division ...
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Q&A with Barry Kirby
Q&A with Point Predictive Advisory Board Member Barry Kirby
Since joining the Advisory Board this summer, Barry Kirby, the subject matter expert on credit unions has been weighing in on how credit unions can ...
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Credit Unions and Auto Lending: Unpacking the Risks
Point Predictive’s latest report, “Credit Unions’ Share of Auto is Rising But Their Risk Profile Is Too,” delves into the evolving landscape of credit unions ...
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To The Point Podcast Episode 8: Fast Cars, Racing Careers, and Data Analytics, with Katherine Legge
In this week’s episode, Katherine Legge joins the podcast to discuss her career in race car driving, the challenges and risks associated with it, and ...
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income validation solutions
Technology is Changing How Lenders Look at Loan Applicant Income 
Income verification and income validation may sound similar, but key distinctions between the two methods can make for substantial differences in how loan applications are ...
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To The Point Podcast Episode 7: How Fraud Prevention Hinges on Technology, with Mike Periera
On this week’s episode Mike Periera, Vice President of Lending Operations at MidAtlantic Finance Company, discusses how his organization has structured their fraud prevention strategy ...
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To The Point Podcast Episode 6: The State of the Fraud Prevention Field with Matt Beardsley
On this week’s episode, Matt Beardsley of PenFed Credit Union explains how first-party loan fraud is an understated and too often overlooked financial crime. He ...
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Types of First-Party Fraud
How to Spot 5 Red Flags That Appear on Most Synthetic Identities
Synthetic identity fraud involves creating legitimate-looking credit profiles tied to nonexistent individuals. Here’s what to look for: How does synthetic identity fraud work? There are ...
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To The Point Podcast Episode 5: Why Fraudsters are Becoming More Aggressive
A Point Predictive Podcast with Sgt. David Navarro Sgt. Dave Navarro of the California Highway Patrol discusses the wide variety of fraud affecting auto dealers ...
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The changing face of fraud
To The Point Podcast Episode 4: The Changing Face of Fraud in the Post-Pandemic Era
A Point Predictive Podcast with Dr. David Maimon Dr. David Maimon, Principal Product Manager at GeoComply and director of the Evidence-Based Cybersecurity Research Group at ...
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fraud evolution
To The Point Podcast Episode 3: Using Fraud Tools to Avoid Fraud and Do More Business
In Episode 3 of our “To The Point” podcast, Flory Hunsaker, VP of Credit at Lentegrity, discusses the evolution of fraud and how fraud tools ...
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Credit Invisible
How Point Predictive is a game changer for thin file and credit invisible consumers  
Traditional credit assessment models are unable to accurately assess the creditworthiness of millions of Americans. New tools help lenders serve this overlooked market. Traditional credit ...
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police auto fraud team
Point Predictive Releases Episode 2 of Podcast Series “To the Point”
Episode Two, Identity Theft and Vehicle Fraud Tactics with Sgt Darren Schlosser In episode two of Point Predictive’s exclusive “To The Point” Podcast series, recorded ...
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