BorrowerCheck for Dealers
BorrowerCheck is a tailored software solution for automotive dealers that transforms the loan approval process giving you more efficient, reliable, and profitable dealer operations.
It provides a more accurate and comprehensive assessment of borrower risk than traditional red-flag solutions, resulting higher-quality loan applications and reduced lender buy-back demands, backed by thorough and reliable risk assessments.
Benefits
Robust Fraud Detection
By leveraging Point Predictive’s proprietary data repository, BorrowerCheck goes beyond detecting simple identity theft to consider income, employment, and synthetic identity-related risks.
Reduced Lender ‘Buy-Back’
Comprehensive due diligence helps prevent sending lenders high-risk applications and protects vendor relationships.
Improved Borrower Experience
Replace cumbersome screening questions with phone-based, one-time authentications that can help combat synthetic identify fraud.
In The Press
Point Predictive and RouteOne Expand Integration
Building on the integration of BorrowerCheck™ , which provided 14,000 dealerships access to new red flags and identity check, this enhanced SaaS solution provides a full integration of identity checks, phone validation and one-time passcodes as well as income and employment validation through access to IEValidate™.
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Why BorrowerCheck?
BorrowerCheck leverages AI-driven analytics and Point Predictive’s proprietary risk database—built on billions of unique data points—to identify high-risk applications with unmatched precision. The result for dealers: over 90% of fraud missed by traditional systems is detected, while false positives are reduced by up to 70%. Lenders using Point Predictive solutions see funding rates improve by 40–60% and early payment default losses drop by more than 30%.
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How Carriage Auto Group used BorrowerCheck to save over $50k in fraud losses.
