AI Solutions At-a-Glance
How We Can Help You
At Point Predictive, we offer comprehensive solutions that power new levels of lending confidence and speed, while protecting against the full scope of fraud risk.
Our solutions use predictive models built with artificial intelligence.
Our solutions quickly and accurately identify who is reporting truthfully on loan applications and who is not. As a result, lenders can fund the majority of loans easily without asking applicants for onerous documentation.
We are a catalyst for industry evolution.
We leverage data and science to help lenders utilize their data in combination with Point Predictive's proprietary risk data repository. This unique approach allows us to mine historical patterns and build AI-based solutions that make the lender's underwriting process smarter and more efficient, while reducing the risk of fraud and early payment default.
What's New
Point Predictive Releases Predictor Agents™, a Deep Intelligence AI to Protect Lenders from Fraud Attacks That Become Headline Risk
Lenders can now use conversational prompts to query a proprietary risk data moat built from more than 340 million loan applications and more than 600 ...
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America First Credit Union Selects Point Predictive’s AutoPass™ and IEValidate® to enhance consumer lending decisions and strengthen fraud prevention
SAN DIEGO, CA/RIVERDALE, UT — October 15th, 2026 — America First Credit Union has partnered with Point Predictive to implement AutoPass™ and IEValidate®, enhancing the ...
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Union Credit Adds Point Predictive’s AutoPass™ to Strengthen Fraud Screening Across Its Marketplace
Real-time fraud intelligence adds a new layer of protection for more than 90 credit union partners while keeping the experience fast for consumers SAN DIEGO, ...
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Point Predictive Launches Bust-Out Alert™ And An Industry Working Group to Solve Auto Loan Stacking
A new real-time service and a Bust-Out AI agent give auto lenders two ways to catch fraud rings stacking vehicle loans across multiple lenders simultaneously. ...
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