Credit Unions and Auto Lending: Unpacking the Risks
Point Predictive’s latest report, “Credit Unions’ Share of Auto is Rising But Their Risk Profile Is Too,” delves into the evolving landscape of credit unions ...
To The Point Podcast Episode 8: Fast Cars, Racing Careers, and Data Analytics, with Katherine Legge
In this week’s episode, Katherine Legge joins the podcast to discuss her career in race car driving, the challenges and risks associated with it, and ...
Technology is Changing How Lenders Look at Loan Applicant Income
Income verification and income validation may sound similar, but key distinctions between the two methods can make for substantial differences in how loan applications are ...
To The Point Podcast Episode 7: How Fraud Prevention Hinges on Technology, with Mike Periera
On this week’s episode Mike Periera, Vice President of Lending Operations at MidAtlantic Finance Company, discusses how his organization has structured their fraud prevention strategy ...
AI Solutions At-a-Glance
How We Can Help You
At Point Predictive, we offer comprehensive solutions that power new levels of lending confidence and speed, while protecting against the full scope of fraud risk.
Our solutions use predictive models built with artificial intelligence.
Our solutions quickly and accurately identify who is reporting truthfully on loan applications and who is not. As a result, lenders can fund the majority of loans easily without asking applicants for onerous documentation.
We are a catalyst for industry evolution.
We leverage data and science to help lenders utilize their data in combination with Point Predictive's proprietary risk data repository. This unique approach allows us to mine historical patterns and build AI-based solutions that make the lender's underwriting process smarter and more efficient, while reducing the risk of fraud and early payment default.