AI Solutions At-a-Glance
How We Can Help You
At Point Predictive, we offer comprehensive solutions that power new levels of lending confidence and speed, while protecting against the full scope of fraud risk.
Our solutions use predictive models built with artificial intelligence.
Our solutions quickly and accurately identify who is reporting truthfully on loan applications and who is not. As a result, lenders can fund the majority of loans easily without asking applicants for onerous documentation.
We are a catalyst for industry evolution.
We leverage data and science to help lenders utilize their data in combination with Point Predictive's proprietary risk data repository. This unique approach allows us to mine historical patterns and build AI-based solutions that make the lender's underwriting process smarter and more efficient, while reducing the risk of fraud and early payment default.
What's New

Delinquencies and Charge-Offs Soar at Credit Unions
An Unprecedented Rise in Risk Metrics Signals Trouble Ahead Credit unions with assets over $1 billion are facing a concerning reality: delinquency rates and charge-offs ...
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Dealership Adoption of Point Predictive’s BorrowerCheck™ Surges to Counter Rising Auto Fraud and Buybacks
SAN DIEGO, CA – March 31, 2025 – Point Predictive reports record growth in adoption of its fraud detection technology across dealerships nationwide. BorrowerCheck™ is ...
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Point Predictive Releases 2025 Auto Lending Fraud Trends Report Revealing $9.2 Billion Industry Risk
A Comprehensive Analysis Shows a 162% Jump in Credit Washing and Rising Bust-out Fraud, While Income And Employment Misrepresentations Still Account For 43% of Loss ...
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Bayway Auto Group Implements Point Predictive’s BorrowerCheck™ to Strengthen Lender Relationships by Combatting Industry’s Rising Fraud
Bayway, a Houston-based dealer group, revolutionizes its fraud prevention strategy with advanced technology that helps it avoid buybacks due to fraud and improve loan quality ...
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Leadership Team