Credit Unions and Auto Lending: Unpacking the Risks
Point Predictive’s latest report, “Credit Unions’ Share of Auto is Rising But Their Risk Profile Is Too,” delves into the evolving landscape of credit unions ...
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To The Point Podcast Episode 8: Fast Cars, Racing Careers, and Data Analytics, with Katherine Legge
In this week’s episode, Katherine Legge joins the podcast to discuss her career in race car driving, the challenges and risks associated with it, and ...
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income validation solutions
Technology is Changing How Lenders Look at Loan Applicant Income 
Income verification and income validation may sound similar, but key distinctions between the two methods can make for substantial differences in how loan applications are ...
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To The Point Podcast Episode 7: How Fraud Prevention Hinges on Technology, with Mike Periera
On this week’s episode Mike Periera, Vice President of Lending Operations at MidAtlantic Finance Company, discusses how his organization has structured their fraud prevention strategy ...
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To The Point Podcast Episode 6: The State of the Fraud Prevention Field with Matt Beardsley
On this week’s episode, Matt Beardsley of PenFed Credit Union explains how first-party loan fraud is an understated and too often overlooked financial crime. He ...
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warning signs of a synthetic ID
How to Spot 5 Red Flags That Appear on Most Synthetic Identities
Synthetic identity fraud involves creating legitimate-looking credit profiles tied to nonexistent individuals. Here’s what to look for: How does synthetic identity fraud work? There are ...
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To The Point Podcast Episode 5: Why Fraudsters are Becoming More Aggressive
A Point Predictive Podcast with Sgt. David Navarro Sgt. Dave Navarro of the California Highway Patrol discusses the wide variety of fraud affecting auto dealers ...
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The changing face of fraud
To The Point Podcast Episode 4: The Changing Face of Fraud in the Post-Pandemic Era
A Point Predictive Podcast with Dr. David Maimon Dr. David Maimon, Principal Product Manager at GeoComply and director of the Evidence-Based Cybersecurity Research Group at ...
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fraud evolution
To The Point Podcast Episode 3: Using Fraud Tools to Avoid Fraud and Do More Business
In Episode 3 of our “To The Point” podcast, Flory Hunsaker, VP of Credit at Lentegrity, discusses the evolution of fraud and how fraud tools ...
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Credit Invisible
How Point Predictive is a game changer for thin file and credit invisible consumers  
Traditional credit assessment models are unable to accurately assess the creditworthiness of millions of Americans. New tools help lenders serve this overlooked market. Traditional credit ...
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