A Point Predictive Newsletter
The Network Effect
A monthly email newsletter on credit union fraud, from someone who sat in your chair.
Real fraud schemes, real numbers, and what shared consortium intelligence means for your credit union. Written by a twenty-year BSA and fraud veteran who spent her career on your side of the desk.
Jen Lamont
Credit Union Fraud Strategist
Point Predictive
The Loan That Never Should Have Funded
A thin-file 18-year-old who never existed, a cashier’s check that never arrived, and a fraud that cost a fortune even though every dollar came back. Jen breaks down how identity farms age synthetic profiles until the fake borrower out-scores the real one, and what your team can do about it.
Read Issue No. 2 → 01 ISSUE NO. 1 • AUGUST 2026From One Side of the Desk to the Other
Jen spent twenty years fighting fraud inside credit unions. In her first issue, she explains why she moved to the vendor side, what consortium data actually is, and why your data alone isn’t enough against a record $10.4 billion in auto lending fraud exposure.
Read Issue No. 1 →New issues land here first, roughly once a month.
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Deep dives on fraud typologies, breakdowns of real schemes, and practical material you can bring to your next fraud committee meeting or your next exam.
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